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Privacy Policy

Last updated: March 2026

Your privacy matters. Here's exactly how we collect, use, and protect your information.

Our Privacy Commitment

CreditRise AI respects your privacy and is committed to protecting your personal information. This policy explains what data we collect, how we use it, and your rights regarding your information.

Information We Collect

Email addressesUsed to create and manage your account
Account login informationSecurely hashed passwords for authentication
Uploaded credit report documentsProcessed within the platform for analysis only
Website usage dataAnonymous analytics to improve the platform

How We Use Your Information

This information is used solely to provide and improve our services — including credit report analysis, educational insights, and platform performance. We do not use your data for advertising purposes.

We Do Not Sell Your Data

CreditRise AI does not sell personal data to third parties. Your financial information, credit report data, and personal details are never sold or shared with advertisers or data brokers.

Credit Report Data

Uploaded credit report information is processed within the platform for analysis purposes only. Your credit data is not shared with external parties and is handled with the highest level of security and confidentiality.

Your Data Rights

  • Request deletion of your account and all associated data at any time
  • Access a copy of the personal information we hold about you
  • Request correction of any inaccurate personal data
  • Opt out of non-essential communications at any time
  • Export your data in a portable format upon request

Security Measures

While we implement reasonable security measures to protect your data — including 256-bit SSL encryption, encrypted storage, and access controls — no system can guarantee absolute security. We encourage you to use a strong, unique password for your account.

Contact & Data Requests

Users may request deletion of their data at any time by contacting our support team. We will process all data requests within 30 days.