Terms of Service
Last updated: March 2026
Please read these terms carefully before using CreditRise AI.
Agreement to Terms
By accessing or using CreditRise AI, you agree to comply with and be bound by these Terms of Service. If you do not agree to these terms, please do not use the platform.
Platform Description
CreditRise AI is an AI-powered educational platform designed to help users analyze their credit reports, identify potential inaccuracies, and gain insights into their credit profiles.
Platform Classification
CreditRise AI is not a credit reporting agency, financial institution, or law firm. The platform does not provide legal or financial advice. All credit dispute actions are initiated and submitted by you, the user.
Educational Purpose
All information generated by the platform is provided for educational and informational purposes only. Users remain responsible for reviewing any analysis or recommendations before taking action related to their credit reports.
No Guarantees
CreditRise AI does not guarantee the removal of negative items, improvements in credit scores, or specific financial outcomes. Results vary based on individual credit profiles and circumstances.
Limitation of Liability
By using this website, you agree that CreditRise AI shall not be liable for any decisions or actions taken based on information provided by the platform. Use of the platform is at your own discretion and risk.
User Responsibilities
- Provide accurate information when using the platform
- Review all AI-generated content before taking any action
- Submit any credit bureau disputes directly and independently
- Maintain the security of your account credentials
- Use the platform in compliance with all applicable laws
Changes to Terms
CreditRise AI reserves the right to update these Terms of Service at any time. Continued use of the platform after changes constitutes acceptance of the updated terms.
Contact
If you have questions about these Terms of Service, please contact us:
General Support
support@creditriseai.cloudLegal Inquiries
legal@creditriseai.cloudCredit Rise AI LLC · 316 Wayland Rd, Culpeper, VA 22701