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Security & Data Protection

Your Data is Safe With Us

We take security seriously. Here's exactly how we protect your personal and financial data.

256-bit SSL
Encrypted Storage
No Data Selling
FCRA Compliant

Encryption in Transit

All data transmitted between your browser and our servers is protected with TLS 1.3 / 256-bit SSL encryption — the same standard used by major financial institutions.

  • TLS 1.3 protocol
  • AES-256 encryption
  • HSTS enforced
  • Certificate pinning

Encryption at Rest

Your personal data and credit information stored on our servers are encrypted at rest. Even in the unlikely event of a server breach, your data remains unreadable.

  • AES-256-GCM at rest
  • Encrypted database backups
  • Secure key management
  • Zero-knowledge storage

Data Minimization

We only collect and store data that is strictly necessary to provide our service. Uploaded credit report documents are processed and not stored beyond what is needed for analysis.

  • Minimal data collection
  • Document auto-deletion after processing
  • No third-party advertising data sharing
  • Granular data controls

Access Controls

Strict access controls limit which team members can view user data. All internal access is logged, audited, and monitored for anomalies.

  • Role-based access control (RBAC)
  • Multi-factor authentication for all staff
  • Access logs and audit trails
  • Principle of least privilege

Infrastructure Security

Our platform runs on hardened infrastructure with regular security assessments, intrusion detection, and automated vulnerability scanning.

  • Regular penetration testing
  • Automated vulnerability scanning
  • Intrusion detection systems
  • DDoS protection

Incident Response

In the unlikely event of a security incident, we have documented response procedures and are committed to notifying affected users promptly.

  • Documented incident response plan
  • Prompt user notification
  • Root cause analysis
  • Regulatory compliance reporting

Our Data Commitments

We do NOT sell your personal data to third parties

We do NOT share your credit information with advertisers

We do NOT store uploaded documents beyond what's needed for analysis

We do NOT use your data to train AI models without consent

We do NOT share your data with credit bureaus on your behalf

We do NOT retain payment details beyond what Stripe requires

Report a Security Issue

If you discover a security vulnerability in CreditRise AI, please report it responsibly. We take all security reports seriously and will investigate promptly.

security@creditriseai.cloud